🇺🇬 Built for Uganda

Run your SACCO with
confidence & clarity

SaccoRa is a complete SACCO management platform — handle members, savings, loans, mobile money and reports all in one place.

Start Free 30-Day Trial See Features
No setup fee Bank-level security Your data stays yours Cancel anytime

Trusted by SACCOs across Uganda

Teachers SACCOs
Village Groups
Church SACCOs
School SACCOs
Market Associations
Chamas
Features

Everything your SACCO needs

From registering your first member to generating your AGM financial report — SaccoRa handles it all.

Member Management
Register members, track personal details, next of kin, share capital and membership status. Import members via CSV.
Savings Management
Open savings accounts, record deposits and withdrawals, calculate interest automatically and generate statements.
Loan Management
Configure loan products, process applications, track repayments, manage guarantors and handle overdue loans.
Member Mobile App
Members check balances, apply for loans, make mobile money deposits and receive push notifications — from their phone.
Mobile Money Payments
Accept MTN MoMo and Airtel Money payments directly in the app. Members deposit savings or repay loans from their phone.
Reports & Analytics
Generate loan books, savings reports, arrears trackers, cashflow summaries and full financial statements for your AGM.
Push Notifications
Members get instant alerts for deposits, loan approvals, disbursements and notice board announcements — even offline.
Email Notifications
Automated emails for loan decisions, payment confirmations and monthly statements. Use your own SMTP or ours.
Multi-SACCO Platform
Manage multiple SACCOs from one superadmin dashboard. Each SACCO's data is completely isolated and secure.
Mobile App

Your SACCO in your members' pockets

Give every member a free Android app to manage their SACCO finances anywhere, anytime.

Check balances anytime
Savings balance, loan outstanding, transaction history
Apply for loans
Submit loan applications and track approval status
Pay via mobile money
Deposit savings or repay loans using MTN MoMo or Airtel Money
Instant notifications
Loan approved, money deposited, SACCO announcements
Register your SACCO Request a demo
Good morning 👋
Total Savings
UGX 2,450,000
Active Loan
UGX 800k
Goals
3 active
Next Payment
May 01
Shares
UGX 150k
Savings Deposit
+50,000
Loan Repayment
-100,000
Mobile Deposit
+200,000
How It Works

Up and running in minutes

No technical knowledge needed. No installation. No waiting.

1
Register your SACCO
Fill in your SACCO details and get approved within 24 hours. Your 30-day free trial starts immediately.
2
Add your members
Import members from Excel or add them one by one. Set up savings accounts and loan products in minutes.
3
Start managing
Record transactions, approve loans and send members their app link. Your SACCO is now fully digital.
Pricing

Simple, transparent pricing

No hidden fees. No setup costs. Cancel anytime. All plans include a free 30-day trial.

Monthly
Yearly Save 30%
Starter
UGX 50k
per month  ·  UGX 420k/yr
Perfect for small SACCOs just getting started. Up to 100 members.
  • Up to 100 members
  • Up to 3 staff accounts
  • Savings & loans management
  • Member mobile app
  • Push notifications
  • Penalties management
  • Member applications
  • Basic reports
  • Email support
Start Free Trial
Professional
UGX 100k
per month  ·  UGX 840k/yr
For established SACCOs that need all features. Unlimited members & branches.
  • Unlimited members
  • Unlimited staff
  • Unlimited branches
  • Everything in Growth
  • Payroll management
  • Investments module
  • Assets management
  • Email settings
  • Data export & backup
  • Send statements
  • Priority support
Start Free Trial

All prices in Ugandan Shillings (UGX). 30-day free trial on all plans. No credit card required.

Testimonials

SACCOs across Uganda trust SaccoRa

★★★★★
"Before SaccoRa we were using notebooks and Excel. Now our members can check their balance from their phone. It has changed everything for us."
Sarah N.
SACCO Secretary, Kampala
★★★★★
"The overdue loan alerts have helped us recover money we would have lost. We can now track every shilling that goes in and out."
John K.
Treasurer, Teachers SACCO
★★★★★
"Our AGM used to take 3 days to prepare. Now I generate the full financial report in 5 minutes. Our members are very impressed."
Grace M.
Chairperson, Church SACCO
FAQ

Frequently asked questions

Yes. Each SACCO's data is completely isolated — no other SACCO can see your data. All data is encrypted in transit and stored on secure servers in Uganda.

No. The SaccoRa member app is completely free for your members to download and use. You only pay the monthly subscription for the staff portal.

After your trial you can choose a paid plan to continue. If you don't subscribe, your account is paused but your data is kept safe for 90 days.

Yes. You can import members from Excel or CSV files. Our support team can also help you migrate data from other systems.

The staff portal and member app require internet. However, once data is loaded it caches locally for viewing offline.

Yes. A member with the same phone number can be in multiple SACCOs. The app will ask them to select which SACCO they're logging into.

Email us at support@saccoraapp.com or WhatsApp +256785588362. We typically respond within a few hours on business days.

Contact

Get in touch

Have questions? We'd love to hear from you. Send us a message and we'll respond within 24 hours.

Email
support@saccoraapp.com
Location
Kampala, Uganda
Support Hours
Mon – Fri, 8am – 6pm EAT

Ready to modernise your SACCO?

Join SACCOs across Uganda already running on SaccoRa. Start your free 30-day trial today — no credit card required.

Start Free Trial → Request a Demo