The complete cloud management system for Uganda's savings and credit cooperatives — members, loans, savings, mobile money, and reports, all in one place.
Every feature designed around how SACCOs in East Africa actually operate.
Full member lifecycle — registration, KYC, ID capture, next-of-kin, status tracking, and digital passbooks.
Automatic interest calculations, real-time balances, and mobile deposit receipts via SMS.
Multiple loan products with full workflow: application → review → approval → disbursement → schedule.
Real-time dashboards, collection rate tracking, and audit-ready reports. Export to PDF or Excel.
Accept deposits and disburse loans via MTN Mobile Money and Airtel Money directly from the system.
Granular permissions for Admin, Manager, Loan Officer, Teller and Member with full audit trail.
We handle migration, training and setup so your team can start managing members from day one.
Create your SACCO workspace, set your loan products, interest rates and share value.
Upload existing data via Excel or let us migrate from your current system.
Link your MTN and Airtel Mobile Money accounts for instant deposits and disbursements.
Staff get role accounts, members get SMS notifications, and your dashboard goes live.
Seamlessly connected to Uganda's financial infrastructure.
No hidden charges. No per-transaction fees.
"Before SaccoMS we were managing 600 members on Excel. Reconciliation took two days. Now it takes 20 minutes."
"Our loan default rate dropped from 18% to 6% after using automated repayment reminders. Real game changer."
"Branches in Gulu, Lira and Kampala. SaccoMS gives all managers a live view and head office sees everything consolidated."
Start a 30-day free trial — no credit card required.